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Full Screen- TITLE
- CERTIFICATE
- DECLARATION
- ACKNOWLEDGEMENT
- ABBREVIATIONS
- CONTENTS
- List of Tables
- List of Figures
- Introduction
- Need and Importance of the Study
- Scope and Coverage of the Study
- Statement of the Problem
- Objectives of the Study
- Hypotheses of the Study
- Methodology
- Sources of Data
- Primary data
- Secondary data
- Pilot study
- Sampling Design
- Collection of Data
- Analysis of the Data
- Limitations of the Study
- CHAPTERISATION
- I. NRIs and Kerala Economy
- 1.1 History of Migration
- 1.2 Emigration to Foreign Countries
- 1.3 Trends in Migration
- 1.4 Intensity of Migration
- 1.5 Migration Rates by Districts of Kerala
- 1.6 Impact on Labour Market
- 1.7 Employment Generation
- 1.8 Impact on Money Supply
- 1.9 Trend of NRI Deposits
- 1.10 Impact on Standard of Living
- 1.1 The trend of NRI deposits, total deposits and total advances from 1994-2003
- II. Investment Decisions of NRIs: An Overview.
- III. Analysis of Data
- 3.1 Introduction
- 3.2 A Profile of the Respondents
- 3.2.1 Age
- 3.2.2 Sex
- 3.2.3 Marital status
- 3.2.4 Education
- 3.2.5 Religion
- 3.1 Education-wise distribution of respondents
- 3.2.6 Place / country of employment
- 3.2.7 Duration of NRI status
- 3.2.8 Nature of job
- 3.3 Investment Preferences of the NRIs of Kerala
- 3.3.1 Sources of information on investment avenues
- 3.3.2 Impact of education on sources of information on investment avenues
- 3.3.3 Impact of place of employment on source of information on investment avenues
- 3.3.4 Impact of place of residence on source of information on investment avenues
- 3.3.5 Impact of occupational status on investment information
- 3.4 Use of Modern Facilities for Getting Information on Investment
- 3.4.1 Impact of education: on availing modern technology for getting information on investment
- 3.2 The use of modern technology for investment information by different educational groups
- 3.4.2 Impact of place of employment on availing modern technology for getting information on investment
- 3.4.3 Impact of place of residence on availing modern technology for getting information on investment
- 3.4.4 Impact of occupational status on availing modern technology for getting information on investment
- 3.5 Factors Influencing Investment Decisions
- 3.5.1 Influence of education on factors influencing investment decision
- 3.5.2 Impact of place of occupation on factors influencing investment
- 3.5.3 Influence of place of residence on factors influencing investment decision
- 3.5.4 Impact of occupational status on factors influencing investment decisions
- 3.6 Investment Portfolio
- 3.6.1 Influence of education on investment preferences
- 3.6.2 Impact of place of residence on investment preferences
- 3.6.3 Influence of country of employment on investment preferences
- 3.7 Impact of Investment in Kerala Economy
- 3.7.1 Impact of investment on employment generation
- 3.7.2 Employment generation by different educational groups
- 3.7.3 Number of direct employments generated by respondents having different educational levels
- 3.7.4 Management of NRI investments by different educational groups
- 3.7.5 Influence of place of residence on employment generation
- 3.7.6 Employment generation in different sectors by the respondents having different places of residence
- 3.7.7 Management of NRI units by respondents having different places of residence
- 3.7.8 Influence of place of employment on employment generation
- 3.7.9 Number of employments generated by the respondents having different places of employment
- 3.7.10 Management of NRI investments by respondents in different places of employment
- 3.7.11 Motives behind employment generation
- 3.7.12 Influence of education on factors influencing employment generation
- 3.7.13 Motives behind employment generation by respondents having different places of residences
- 3.7.14 Motives behind employment generation by respondents having different places of employment
- 3.7.15 Investment in building
- 3.7.16 Impact of education on investment in building with foreign remittance
- 3.7.17 Impact of place of occupation on investment in building with foreign remittances
- 3.7.18 Impact of occupational status on investment in buildings with foreign remittances
- 3.7.19 Influence of place of residence on investment in buildings with foreign remittances
- 3.7.20 Impact of education on standard of living
- 3.7.21 Mean score of impact of migration on standard of living by place of residence of the respondents
- 3.7.22 Mean score of migration on standard of living by place of employment of the respondents
- 3.8 Effectiveness of Major Saving Schemes
- 3.8.1 Opinion about the major saving schemes
- 3.8.2 Opinion about LIC policies by respondents having different educational levels
- 3.8.3 Opinion about post office savings schemes by respondents having different educational levels
- 3.8.4 Opinion about deport schemes of banks by respondents having different educational levels
- 3.8.5 Opinion about mutual fund schemes by respondents having different educational levels
- 3.8.6 Opinion about chitty funds by respondents having different educational levels
- 3.8.7 Opinion about LIC polices by respondents having different places of employment
- 3.8.8 Opinion about post office saving schemes by respondents having different places of employment
- 3.8.9 Opinion about deposit schemes of banks by respondents having different place of employment
- 3.8.10 Opinion about mutual funds by respondents having different places of employment
- 3.3 Opinion about mutual funds by respondents in Gulf and those in other countries
- 3.8.11 Opinion about chitty funds by respondents having different places of employment
- 3.8.12 Opinion about LIC policies by respondents having different place of residence
- 3.8.13 Opinion about post office saving schemes by respondents having different places of residence
- 3.8.14 Opinion about bank deposits by respondents having different places of residence
- 3.8.15 Opinion about mutual funds by respondents having different places of residence
- 3.8.16 Opinion about chitty funds by respondents having different places of residence
- 3.8.17 Comparison of good opinion about different saving schemes
- 3.9 Investment Problems Encountered by the NRIs of Kerala
- 3.9.1 Opinion about infrastructure of Kerala by respondents having different educational levels
- 3.9.2 Opinion about the infrastructure of Kerala by respondents having different places of residence
- 3.9.3 Opinion about infrastructure of Kerala by respondents having different places of employment
- 3.4 Opinion on infrastructure of Kerala by country of employment
- 3.9.4 Opinion about the services of Kerala government offices by respondents having different educational levels
- 3.9.5 Opinion about the services of Kerala government offices by respondents having different places of residence
- 3.9.6 Opinion about the services of Kerala government offices by respondents having different places of employment
- 3.9.7 Influence of trade unionism and work culture on investment
- 3.9.8 Negative Influence of trade unionism and work culture on investment respondents having different educational levels
- 3.9.9 Opinion about trade unionism and work culture by respondents having different places of residence on investment
- 3.9.10 Negative Influence of trade unionism and work culture on investment respondents-having different places of employment
- 3.9.11 Opinion about the role of government agencies and institutions in promoting NRI investment
- 3.9.12 Role of government agencies and institutions in promoting NRI investments by respondents having different education al levels
- 3.9.13 Role of government agencies and institutions in promoting NRI investment by respondents having different places of residence
- 3.9.14 Opinion about the role of government agencies and institutions in promoting NRI investment by respondents having different places of employment
- 3.9.15 Opinions of the respondents having different educational levels about the role of NRI associations in promoting NRI investment
- 3.5 Graphical presentation of the role of NRI association in promoting NRI investment
- 3.9.16 Opinion about the role of NRI associations in promoting NRI investor by respondents having different places of residence
- 3.9.17 Opinion about the role of NRI associations in promoting NRI investor by respondents having different places of employment
- 3.10 Major Factors Discouraging NRI Investments in Kerala
- 3.10.1 Opinion about the major factors discouraging investment in Kerala by respondents having different educational levels
- 3.10.2 Opinion about the factors discouraging investment by respondents having different places of residence
- 3.10.3 Opinion about the major factors discouraging NRI investment in Kerala by respondents having different places of employment
- 3.11 Opinion about Enhancing NRI Investment in Kerala
- 3.6 Opinion about enhancing NRI investment
- 3.11.1 Opinion about enhancing NRI investments by respondents having different educational levels
- 3.11.2 Opinion about enhancing NRI investments by respondents having different places of residence
- IV. Findings
- 4.1 Profile
- 4.2 Analysis of Source of Information on Investment Avenues
- 4.2.1 Impact of education on source of information on investment avenues
- 4.2.2 Impact of place of residence on source of information
- 4.2.3 Impact of place / country of employment on source of information on investment avenues
- 4.2.4 Impact of occupational status on source of information on investment
- 4.3 Use of Modern Facilities for Getting Information on Investment
- 4.3.1 Impact of education on availing modern technology for getting information on investment
- 4.3.2 Impact of place / country of employment on availing modern technology for getting information on investment
- 4.3.3 Impact of place of residence on availing modern technology for getting information on investment
- 4.3.4 Impact of the occupational status on availing modern technology for getting information on investment
- 4.4 Factors Influencing Investment Decisions
- 4.4.1 Influence of education on factors influencing investment decisions
- 4.4.2 Impact of the place off occupation on factors influencing investment
- 4.4.3 Impact of the place of residence on factors influencing investment decision
- 4.4.4 Impact of the occupational status on factors influencing investment decisions
- 4.5 Investment Portfolio
- 4.5.1 Influence of education on investment preferences
- 4.5.2 Influence of the place of residence on investment preferences
- 4.5.3 Influence of the country of employment on investment preferences
- 4.6 Analysis of the Impact of Investment in Kerala Economy
- 4.6.1 Employment generation by different educational groups
- 4.6.2 Number of direct employment generated by the respondents having different ectucational levels
- 4.6.3 Management of NRI investments by different educational groups
- 4.6.4 Influence of place of residence on employment generation
- 4.6.5 Employment generation in different sectors by the respondents having different places of residence
- 4.6.6 Management of NRI units by respondents having different places of residence
- 4.6.7 Influence of place of employment on employment generation
- 4.6.8 Number of employments generated by the respondents having different places of employment
- 4.6.9 Management of NRI investments by respondents having different places of employment
- 4.6.10 Motives behind employment generation
- 4.6.11 Influence of education on factors influencing employment generation.
- 4.6.12 Motives behind employment generation by respondents having different places of residence
- 4.6.13 Motives behind employment generation by respondents having different places of employment
- 4.7 Opinion about Major Saving Schemes
- 4.7.1 Opinion about LIC policies by respondents having different educational levels
- 4.7.2 Opinion about post office saving schemes by respondents having different educational levels
- 4.7.3 Opinion about deposit schemes of banks by respondents having different educational levels
- 4.7.4 Opinion about mutual fund schemes by respondents having different educational levels
- 4.7.5 Opinion about chitty funds by respondents having different educational levels
- 4.7.6 Opinion about LIC policies by respondents having different places of employment
- 4.7.7 Opinion about post office saving schemes by respondents having different places of employment
- 4.7.8 Opinion about deposit schemes of banks by respondents having different places of employment
- 4.7.9 Opinion about mutual funds by respondents having different places of employment
- 4.7.10 Opinion about chitty funds by respondents having different places of employment
- 4.7.11 Opinion about LIC policies by respondents having different place of residence
- 4.7.12 Opinion about post office saving schemes by respondents having different places of residence
- 4.7.13 Opinion about bank deposits by respondents having different places of residence
- 4.7.14 Opinion about mutual funds by respondents having different places of residence
- 4.7.15 Opinion about chitty funds by respondents having different places of residence
- 4.7.16 Comparison of good opinion about different saving schemes
- 4.8 Investment Problems Encountered by the NRIs of Kerala
- 4.8.1 Opinion about infrastructure of Kerala by respondents having different educational levels
- 4.8.2 Opinion about the infrastructure of Kerala by respondents having different places of residence
- 4.8.3 Opinion about the infrastructure of Kerala by respondents having different places of employment
- 4.8.4 Opinion about the services of Kerala government offices by respondents having different educational levels
- 4.8.5 Opinion about the services of Kerala government offices by respondents having different places of residence
- 4.8.6 Opinion about the services of Kerala government offices by respondents having different places of employment
- 4.8.7 Influence of trade unionism and work culture on investment
- 4.8.8 Negative influence of: trade unionism and work culture on investment by respondents having different educational levels
- 4.8.9 Opinion about trade unionism and work culture by respondents having different places of residence on investment
- 4.8.10 Opinion about influence of trade unionism and work culture on investment by respondents having different places of employment
- 4.8.11 Opinion about the role of government agencies and institutions in promoting NRI investment
- 4.8.12 Opinion about the role of government agencies and institutions in promoting NRI investments by respondents having different educational levels
- 4.8.13 Opinion about the rile of government agencies and institutions in promoting NRI investment by respondents having different places of residence
- 4.8.14 Opinion about the role of government agencies and institutions in promoting NRI investment by respondents having different places of employment
- 4.8.15 Opinion about the role of NRl associations in promoting NRI investment by respondents having different educational levels
- 4.8.16 Opinion about the role of NRI associations in promoting NRI investment by respondents having different places of residence
- 4.8.17 Opinion about the role of NRI associations in promoting NRI investment by respondents having different places of employment
- 4.9 Major Factors Discouraging NRI Investment
- 4.9.1 Opinion about the major factors discouraging NRI investment in Kerala by respondents having different educational levels
- 4.9.2 Opinion about the factors discouraging investment by respondents having different places of residence
- 4.9.3 Opinion about major factors discouraging NRI investment in Kerala by respondents having different places of employment
- 4.10 Opinion about Enhancing NRI Investment
- 4.10.1 Opinion about enhancing NRI investments by respondents having different places of employment
- 4.10.2 Opinion about enhancing NRI investments by respondents having different educational levels
- 4.10.3 Opinion about enhancing NRI investments by respondents having different places of residence
- 4.11 Tenability of the Hypothesis
- V. Suggestions and Recommendations
- 5.1 Suggestions and Recommendations
- 5.2 Scope for Further Research
- BIBILIOGRAPHY
- APPENDICES
- APPENDIX - 1 Interview Schedule
- APPENDIX - 2 UTlLlSATlON PATTERN OF GULF REMITTANCES