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  • TITLE
  • DECLARATION
  • CERTIFICATE
  • PREFACE
  • ACKNOWLEDGEMENT
  • ABSTRACT
  • CONTENTS
  • LIST OF TABLES
  • LIST OF FIGURES
  • LIST OF ABBREVIATIONS
  • 1. INTRODUCTION
  • 1.1 Introduction
  • 1.2 Statement of the Problem
  • 1.3 Objectives
  • 1.4 Hypotheses
  • 1.5 Significance of the Study
  • 1.6 Data and Methodology
  • 1.7 Limitations of the study
  • 1.8 Chapterization
  • References
  • 2. LITERATURE REVIEW
  • LITERATURE REVIEW
  • References
  • 3. BANKING AND FINANCIAL SECTOR REFORMS IN INDIA
  • 3.1 Introduction
  • 3.2 Financial Sector Reforms – Global Scenario
  • 3.3 Background of Financial Sector Reforms in India
  • 3.4 Narasimham Committee
  • 3.5 Objectives of Financial Sector Reforms in India
  • 3.6 Features of Financial Sector Reforms
  • 3.7 Reform Measures Introduced in India
  • References
  • 3. ROLE OF COMMERCIAL BANKS IN RURAL CREDIT
  • Rural Development
  • 4.1.1 Introduction
  • 4.1.2 Schemes for Rural Development
  • Role of Commercial Banks in Rural Development
  • 4.2.1 Introduction
  • 4.2.2 Co-operative Banks
  • 4.2.3 Commercial Banks
  • 4.2.4 Regional Rural Banks (RRBs)
  • 4.2.5 Banks and Rural Development
  • References
  • 5. PERFORMANCE OF SCHEDULED COMMERCIAL BANKS IN INDIA
  • 5.1 Branch Expansion
  • 5.2 Deposits
  • 5.2.1 Area wise Deposit
  • 5.2.2 Bank Groupwise Deposits
  • 5.3 Loans and Advances
  • 5.4 Credit – Deposit (CD) Ratio
  • 5.5 Direct Institutional Credit to Agriculture and Allied Activities
  • 5.6 Priority Sector Advances (PSA)
  • 5.7 Direct Finance to Farmers according to Size of Land Holdings
  • References
  • 6. PERFORMANCE OF SCHEDULED COMMERCIAL BANKS IN KERALA
  • 6.1 Branches of Scheduled Commercial Banks
  • 6.2 Bank Deposits
  • 6.3 Advances
  • 6.4 Credit Deposit Ratio
  • 6.5 Bank Groupwise Analysis of Deposits, Advances and CD ratios
  • 6.6 Priority Sector Advances
  • References
  • 7. ATTITUDES OF MANAGERSTOWARDS BANKING SECTOR REFORMS
  • Section 1
  • 7.1.1 Personal Profile of Bank Managers
  • 7.1.2 Performance of Respondent Branches in Priority Sector Advances
  • 7.1.3 Default in Loans
  • Section 2
  • 7.2.1 Attitudes of Bank Managers towards Priority Sector Advance
  • 7.2.2 Government Schemes Lending
  • 7.2.3 Attitude of Bank Managers towards Banking Sector Reforms
  • 7.2.4 Level of Support of Bank Managers towards Banking Sector Reforms
  • References
  • 8. SUMMARY OF FINDINGS AND RECOMMENDATIONS
  • 8.1 Introduction
  • 8.2 Findings
  • 8.3 Conclusion
  • 8.4 Recommendations
  • 8.5 Further Areas of Research
  • REFERENCES
  • QUESTIONNAIRE