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Full Screen- TITLE
- CERTIFICATE
- DECLARATION
- ACKNOWLEDGEMENT
- CONTENTS
- LIST OF ABBREVIATIONS
- LIST OF TABLES
- LIST OF FIGURES
- LIST OF CHARTS
- I. DESIGN OF THE STUDY
- Introduction
- Statement of the Problem
- Objectives of the Study
- Hypotheses of the Study
- Methodology
- Collection of Data
- Period of the Study
- Method of Analysis
- Tools of Analysis
- Measurement of Linkages
- Ranking of Variable
- Variables Used for the Study
- Limitations of the Study
- Scheme of the Study
- Notes
- II. REVIEW OF LITERATURE
- A. Studies Examining the General Problems and Prospectus of Small-Scale Units
- B. Studies Evaluating the Functional Performance of Institutions Financing SSI Units
- C. Studies Discussing the Financial Problems of SSI
- D. Studies Analysing the Role of Financial Institutions
- E. Studies on Sickness of Small-Scale Industries
- Notes
- III. SMALL SCALE INDUSTRIES: AN OVERVIEW
- Definition of SSI
- Definition of SSI in Other Countries
- Classifications of SSI
- Chart 3.1 Classification of SSI in India
- Modern Units
- Periodic Revision in the Definition of SSI
- Different Segments of SSI
- Export Oriented Unit (EOU)
- Small-Scale Industries: Global Scenario
- Small-Scale Industries in Indian Scenario
- Small-Scale Industry Under Five Year Plans
- Growth of Small-Scale Industry in India
- Overall Performance of Small-Scale Industry
- Number of SSI Units
- Industry Groupwise Distribution of SSI Units
- Export from SSI Sector and Total Exports
- Growth of Overall Industry and SSI Sector
- Small-scale Industries in Kerara Scenario
- Growth of Small-Scale Industry in Kerala
- Growth of Small-Scale Inclustl-ies in Kerala and India
- Spatial Distribution of Small-Scale Industries
- Credit to the Small-Scale Sector in Kerala
- Priority Sector Advance by Commercial Banks in Kerala
- Loan Sanctioned by SFCs to SSI in India and Kerala
- Loan Sanctioned by SIDBI in India and Kerala
- Notes
- IV. SMALL INDUSTRIES DEVELOPMENT BANK INDIA: A PROFILE
- Schemes of Assistance
- Schemes of Assistance Introcluced by SIDBI Since 1990
- A. Indirect Finance
- B. Direct Finance
- C. Development and Support Services
- Promotional and Developmental Activities of SIDBI from 1991 to 2002
- Expanding Activities of SIDBI
- Institutional Frame Work ta Support Small-scale Industries in India
- Product-cum Process Development Centres (PPDC)
- National Small Industries Corporation (NSIC)
- Khadi and Village Industries Commission
- Industrywise Assistance Disbursed by SIDBI
- Purposewise Assistance Disbursed by SIDBI
- Institutionwise Refinance Disbursed by SIDBI
- Notes
- V. PERFORMANCE ASSESSMENT OF SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
- Part A
- Functional Performance of SIDBI - An Evaluation
- Share of SIDBI in Per Capita Assistance Sanctioned by All Financial institutions
- Statewise Assistance Sanctioned by AIFIs and SIDBI
- Schemewise Assistance Sanction1: d by SIDBI and All India Financial Institutions
- Share of SIDBI in Industrywise Assistance Sanctioned by AIFIs
- Assistance by AIFIs and SIDBI to Infrastructure Sector
- Share of SIDBI in Purposewise Assistance Sanctioned by AlFls
- Sanction and Disbursement by AlFIs and SIDBI
- Part B
- Financial Performance Analysis of Selected Development Banks
- Non Interest Ineome to Total Income
- Interest Expense to Total Income
- Pion Interest Expense to Total Income Ratio
- Interest Expense to Interest Income Ratio
- Interest Expenses to Borrowings Ratio
- Interest Income to Credit Ratio
- Credit to Borrowings Ratio
- Burden to Working Fund Ratio
- Net Profit to Owned Fund Ratio
- Notes
- VI. FORM AND STRUCTURE OF SIDBI AIDED UNITS AND SOCIO ECONOMIC PROFILE OF ENTREPRENEUR
- A. Form and Structure of the Sample Units
- B. Socio Economic Profile of Entrepreneurs
- VII. ROLE OF SIDBI IN FINANCING SMALL SCALE INDUSTRIES
- A. SIDBI disburses more long-term loan than other agencies
- B. The cost and terms oiSIDBI loans are more attractive compared to loans fromother sources
- C. Obtaining loans from SIDBI is less difficult compared to other sources
- D. SIDBI has created more impact on the development of SSI than other agencies
- Purpose of Loan
- Cost and Terms of the Loan
- Loan Instalments
- Opinion About Gestation Period
- Sufficiency of the Loan Amount
- Ease of Obtaining Loan
- Time Lag Between Application and Sanction of Loan
- Nature of Difficulty
- Analysis of Impact of SIDBI Finance
- Causes for Underutilisation
- VIII. PROBLEMS OF SMALL SCALE INDUSTRIES AND PROMOTION AND DEVELOPMENT ACTIVITIES OF SIDBI
- A. Problems of Small-Scale Units
- Ranking of the Marketing Problems
- Institutional Assistance in Marketing
- Opinion About the Services of the Agency
- Reasons for Dissatisfaction
- B. Evaluation of the Promotion and Developmental Activities of the SIDBI
- Benefits of Developmental and Support Services of SIDBI
- Notes
- IX. SUMMARY OF FINDINGS AND REOMMENDATIONS
- Methodology
- Growth of Small-Scale Industries
- Growth of Small-Scale Industry in Kerala
- Operational Performance of SYDBI
- Financial Performance of SlDBI
- Socio Economic Profile of Entrepreneurs
- Nature and Form of Assistance Disbursed
- Cost and Terms of Loan
- Ease of Obtaining Loan
- Impact made by SIDBI on the Development of SSI
- Problems of Small-scale Units
- Awareness of the Promotional and Devetoprneotal Activities
- Benefits of Promotion and Development Activities of SIDBI
- Recommendations
- Contribution of the Researcher and Areas for Future Research
- BIBLIOGRAPHY
- APPENDIX - I Interview Schedule for the Sample Units / Promoters