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Thesis Details
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TITLE
CERTIFICATE
DECLARATION
ACKNOWLEDGEMENT
CONTENTS
LIST OF TABLES
LIST OF FIGURES
LEGEND
I. INTRODUCTION
1.1 INTRODUCTION
1.2 MUTUAL FUNDS
1.3 SBI MUTUAL FUNDS
1.4 STATEMENT OF THE PROBLEM
1.5 OBJECTIVES OF THE STUDY
1.6 HYPOTHESES
1.7 METHODOLOGY
1.8 PERIOD OF STUDY
1.9 SIGNIFICANCE OF THE STUDY
1.10 LIMITATIONS OF THE STUDY
1.11 REVIEW OF LITERATURE
1.12 CHAPTER SCHEME
II. MUTUAL FUNDS - AN OVERVIEW
2.1 INTRODUCTION
2.2. HISTORY OF MUTUAL FUNDS
2.1 Structure of Mutual Fund Industry in USA
2.3 CONCEPT OF MUTUAL FUND
2.4. SIGNIFICANCE OF MUTUAL FUND IN THE INVESTMENT SCENARIO
2.5 ROLE OF MUTUAL FUNDS IN ECONOMIC DEVELOPMENT
2.6 MUTUAL FUNDS IN INDIA
2.1 Net Assets of the Indian Mutual Fund Industry (UTI) from 1964 to 1987
2.2 Composition of Financial savings of Household Sector
2.3 Cumulative Resources mobilized by Public sector Mutual Funds (1987-1993)
2.4 Cumulative Resources mobilized by Mutual Funds (1993-96)
2.5 Cumulative Resources mobilized by all MF from 1991-2000
2.2 Cumulative Resources mobilized by MFs. From1991-2000
2.6 Outstanding position of MF Assets at 31s March 2000
2.7 Status of Mutual Fund Investors in India
2.3 Distribution of Investors in Mutual Fund schemes
2.4 Distribution of Investors in Mutual Funds by Region-wise
2.5 Constituents of a Mutual Fund
2.7 TYPES OF MUTUAL FUND SCHEMES
2.8 Classification of Mutual Fund Industry in India
2.8 GROWTH OF MUTUAL FUNDS IN INDIA
2.9 Resources mobilized by Mutual Funds (1996-97)
2.10 Resources mobilized by Mutual Funds (1997-98)
2.11 Resources mobilized by Mutual Funds (1998-99)
2.12 Resources mobilized by Mutual Funds (1999-2000)
2.6 Gross Resources mobilized by the MFs during 1999-2000
2.13 Status of Mutual Funds for the period April 2000-March 2001
2.7 Resources mobilized by Mutual Fund industry 2000-01
2.14 Indian Mutual Funds at a glance as on 315T March 2000
2.9 MUTUAL FUND AS AN INVESTMENT ALTERNATIVE
2.15 Comparison of Investment options under return, volatility, liquidity and convenience
2.16 The Investor perspective: Fund Vs Other products
2.10 INDIAN MUTUAL FUND INDUSTRY IN THE PRESENT SCENARIO
2.17 Table showing Total Assets under management of Indian MF Industry from 3110312000 to 3110312002
2.18 Types of Schemes and their fund mobilization for last three years.
III. PROFILE OF STATE BANK OF INDIA MUTUAL FUND
3.1 ORIGIN AND GRONTH OF STATE BANK OF INDIA (S.B.I.)
3.2 ORGANISATIONS AND STRUCTURE OF SBI
3.1 Key performance indicators of SBI
3.2 Ownership pattern of SBIs share
3.3 Market price data (closing values) from April 2000-March 2001
3.4 Working of SBI for the year 1996-2000-01
3.3. SBI AS A NEW GENERATION BANK
3.4 NPA MANAGEMENT
3.5 Net Non-Performing Asset Ratio of 1999 to 2001 March
3.1 Net NPA Ratio of SBI from 1999 to 2001
3.5 SBI MUTUAL FUND --AN OVERVIEW
3.6 SBI MUTUAL FUND SCHEMES
3.6 Scheme-wise distribution of SBI MF as on 2000-2001
IV. FUNCTIONING OF SBI MUTUAL FUND
4.1 INTRODUCTlON
4.2 PERFORMANCE EVALUATION OF SBI MUTUAL FUND
4.3 PERFORMANCE EVALUATION OF SBI MUTUAL FUND SCHEMES BYUSING PERCENTAGE CHANGE IN NAV METHOD
4.1 Scheme-wise Performance of SBI Mutual Fund for the year 1992.
4.2 Scheme-wise Performance of SBI Mutual Fund during 1993-94
4.3 Scheme-wise Performance of SBI Mutual Fund during 1994-95
4.4 Scheme-wise Performance of SBI Mutual Fund during 1995-96
4.5 Scheme-wise Performance of SBI Mutual Fund during 1996-97
4.6 Scheme-wise Performance of SBI Mutual Fund for the year 1997-98
4.7 Scheme-wise Performance of SBI Mutual Fund for the year 1998-99
4.8 Scheme-wise Performance of SBI Mutual Fund for the year 1999-2000
4.9 Scheme-wise Performance of SBI Mutual Fund for the year 2000-01
4.4 PERFORMANCE EVALUATION OF SBI MUTUAL FUND SCHEMES BYUSING INTERNAL RATE OF RETURN (IRR)
4.10 IRR percentage of SBI Mutual Fund schemes as on 31/03/2001
4.5 TREND ANALYSIS AND CURVE FITTING OF SBI MUTUAL FUNDSCHMES BY USING METHOD OF LEAST SQUARES
4.11 The trend values of SBI MF Scheme MMIS-91
4.1 Trend value of SBI Mutual Fund scheme MMIS-91
4.12 The trend values of SBl Mutual Fund scheme MTPL-91
4.2 Trend value of SBI Mutual Fund scheme MTPL-91
4.13 The trend values of SBI Mutual F and scheme MELS-91
4.3 The trend value of SBI MF schemeMELS-91
4.14 The trend values of SBI Mutual Fund scheme MGIFTS-92A
4.4 The trend value of SBI MF scheme MGIFTS-92A
4.15 The trend values of SBI Mutual Fund scheme MGIFTS-92B
4.5 The trend value of SBI MF scheme MGIFTS-92B
4.16 The trend values of SBI Mutual Fund scheme MGF-94
4.6 The trend value of SBI MF scheme MGF-94
4.17 The trend values of SBI Mutual Fund scheme MRIS-93
4.7 The trend value of SBI MF scheme MRIS-93
4.18 The trend values of SBI Mutual Fund scheme MEX-91
4.8 The trend value of SBI MF scheme MEX-91
4.19 The trend values of SBI Mutual Fund scheme MMPS-93
4.9 The trend value of SBI MF scheme MMPS-93
4.20 The trend values of SBI Mutual Fund scheme MMS-90
4.10 The trend value of SBI MF scheme MMS-90
4.21 The trend values of SBI Mutual Fund scheme MTGS-93
4.11 The trend value of SBI MF scheme MTGS-93
4.22 The trend values of SBI Mutual Fund scheme MTPS-94
4.12 The trend value of SBl MF scheme MTPS-94
4.23 The trend values of SBI Mutual Fund scheme MELS-95
4.13 The trend value of SBI MF scheme MELS-95
4.24 The trend values of SBI Mutual Fund scheme MELS-96
4.14 The trend value of SBI MF scheme MELS-96
4.25 The trend values of SBI Mutual Fund scheme MMIS-91, MTPL-91, MELS-91, MGIFTS-92A and MGIFTS-92B
4.15 The Comparison of trend value of MMIS-91, MTPL-91, MELS-91 MGIFTS-92A and MGIFTS-92B
4.6 COMPARISON OF SBI MUTUAL FUND RETURN WITH OTHERALTERNATIVES
4.26 Comparison of return on SBI Mutual Fund scheme MMIS-91 with Bank and Post office deposit return
4.27 Comparison of return on SBI Mutual Fund scheme MRIS-93 with Bank and Post office deposit return
4.28 Comparison of return on SBI Mutual fund scheme MTPL-91 with Bank and Post office deposit return
4.29 Comparison of return on SBI Mutual fund scheme MMS-90 with Bank and Post office deposit return
4.30 Comparison of return on SBI Mutual fund scheme MEX-91 with Bank and Post office deposit return
4.31 Comparison of return on SBI Mutual fund scheme MMPS-93 with Bank and Post office deposit return
4.32 Comparison of return on SBI Mutual fund scheme MGF-94 with Bank and Post office deposit return
4.33 Comparison of return on SBI Mutual fund scheme MELS-91 with Bank and Post office deposit return
4.34 Comparison of return on SBI Mutual fund scheme MGIFTS-92A with Bank and Post office deposit return
4.35 Comparison of return on SBI Mutual fund scheme MGIFTS-92B with Bank and Post office deposit return
4.36 Comparison of return on SBI Mutual fund scheme MTGS-93 with Bank and Post office deposit return
4.37 Comparison of return on SBI Mutual fund scheme MTPS-94 with Bank and Post office deposit return
4.38 Comparison of return on SBI Mutual fund scheme MELS-95 with Bank and Post office deposit return
4.39 Comparison of return on SBI Mutual fund scheme MELS-96 with Bank and Post office deposit return
4.7 PERFORMANCE EVALUATION OF SBI MUTUAL FUND SCHEMES ONTHE BASIS OF AVERAGE ANNUAL GROWTH
4.40 Average Annual Growth Rate of SBI MF-Income Scheme
4.41 Average Annual Growth Rate of SBI MF-Growth Scheme
4.42 Average Annual Growth Rate of SBI MF-Tax Saving Scheme
4.8 IMPLEMENTED OBJECTIVES OF SBI MUTUAL FUNDS - EVALUATION
4.43 Average Annual Growth Rate of SBI MF-industry Specified Scheme
4.44 Portfolio composition of various SBI MF schemes as on 31.12.1992
4.45 Portfolio composition of various SBI MF schemes as on 31.03.2001
4.9 FUND SIZE AND PERFORMANCE ANALYSIS
4.46 Fund size and fund performance of analysis of SBI MF scheme for the year 1996-97
4.47 Fund size and fund performance of analysis of SBI MF scheme for the year 1997-98
4.48 Fund size and fund performance of analysis of SBI MF scheme for the year 1998-99
4.49 Fund size and fund performance of analysis of SBI MF scheme for the year 1999-2000
4.50 Fund size and fund performance of analysis of SBI MF scheme for the year 2000-01
V. SBI MUTUAL FUND IN KERALA
5.1 ECONOMIC PROFILE OF KERALA
5.2 CAPITAL MARKET ENVIRONMENT IN KERALA
5.1 Shareholders Density in Kerala
5.3 MAJOR MUTUAL FUNDS IN KERALA
5.2 Mutual funds functioning in Kerala
5.4 PERFORMANCE OF SBI MUTUAL FUND IN KERALA
5.3 District-wise profile of SBI Mutual fund Investors
5.4 Area-wise profile of SBI Mutual fund Investors
5.5 Age-wise profile of SBI Mutual fund Investors
5.6 Gender-wise profile of SBI Mutual fund Investors
5.7 Marital status profile of SBI Mutual fund Investors
5.8 Educational profile of SBI Mutual fund Investors
5.9 Occupation-wise profile of SBI Mutual fund Investors
5.10 Income profile of SBI Mutual fund Investors
5.11 Monthly family savings of SBI Mutual fund Investors
5.12 Family size profile of SBI Mutual fund Investors
5.13 Nature of investment wise distribution of SBI MF Investors
5.14 Motives behind investment 9n SBI MF
5.15 Grouping of SBl MF Investors based on money set aside for Emergency needs
5.16 Tax payer or Not division of SBI MF Investors
5.17 Grouping of SBI MF investors based on tax range
5.18 Distribution of SBl MF investors based on source of information
5.19 Distribution of investors based on their mode of purchase of SBI MF. .
5.20 Distribution of investors based on amount invested in SBI MF
5.21 Distribution of investors invest other than SBI MF
5.22 Distribution of SBI MF investors based on the amount invested in other MFs
5.23 Factors influencing SBI Mutual fund Investment
5.24 Factors influencing SBI MF investors preference
5.25 Distribution of SBI MF investors based on schemes
5.26 Level of importance that influence the Investors
5.27 Investors opinion based on Investor services
5.28 Distribution of Investors based on investment year
5.29 Distribution of investors based on their opinion on listing
5.30 Distribution of investors based on various income schemes
5.31 Distribution of Investors based on various growth schemes
5.32 Distribution of Balanced scheme Investors
5.33 Distribution of Investors based on various tax saving scheme investment
5.34 Distribution of Investors based on various industry specified schemes
5.35 Investors comment on the return on investment
5.36 Cross tabulation of Investors opinion on return from SBI schemes and their Location of residence
5.37 Relationship between investors opinion on return on Investment and age
5.38 Relationship between investors opinion on return on Investment and sex
5.39 Relationship between investors opinion on return on Investment and marital status
5.40 Relationship between investors opinion on return on Investment and Education
5.41 Relationship between investors opinion on return on Investment and occupation
5.42 Relationship between investors opinion on return on Investment and Monthly family income
5.43 Investors comment on decision- making information provided by SBI Management
5.44 Distribution of Investors based on comparison of alternatives on investment
5.45 Distribution of investors based on satisfaction of return
5.46 Investors comment on encouraging others on investment in SBI MF
5.47 Investors willingness in future investment in SBI MF
5.48 Relationship between Investors opinion on information provided by SBI MF and place of residence
5.49 Relationship between Investors opinion on information provided by SBI MF Management and Age
5.50 Relationship between Investors opinion on information provided by SBI MF and Sex
5.51 Relationship between Investors opinion on information provided by SBI MF and Marital status
5.52 Relationship between Investors opinion on information provided by SBI MF Management and Education
5.53 Relationship between Investors opinion on information provided by SBI MF Management and Occupation
5.54 Relationship between Investors opinion on information provided by SBI MF Management and monthly family income
5.55 Relationship between Investors opinion on Comparison of alternative In investment and place of residence
5.56 Relationship between Investors opinion on Comparison of alternative in investment and age group
5.57 Relationship between Investors opinion on Comparison of alternative In investment and sex
5.58 Relationship between Investors opinion on Comparison of alternative in investment and marital status
5.59 Relationship between Investors opinion on Comparison of alternative in investment and education
5.60 Relationship between Investors opinion on Comparison of alternative in investment and occupation
5.61 Relationship between Investors opinion on Comparison of alternative in investment and monthly family income
5.62 Relationship between Investors satisfaction on investment and place of residence
5.63 Relationship between Investors satisfaction on investment and age.
5.64 Relationship between Investors satisfaction on SBI MF and sex
5.65 Relationship between Investors satisfaction and marital status
5.66 Relationship between Investors satisfaction on investment and education
5.67 Relationship between Investors satisfaction on investment and occupation
5.68 Relationship between Investors satisfaction on return on investment and monthly family income
5.69 Relationship between Investors comment on encouraging others for investing in SBI MF and place of residence
5.70 Relationship between Investors comment on SBI MF investment by others and age
5.71 Relationship between Investors comment on SBl MF investment by others and sex
5.72 Relationship between investors comment on SBI MF investment by others and marital status
5.73 Relationship between Investors comment on encouraging others For investing in SBI MF and education
5.74 Relationship between Investors comment on encouraging others For investing in SBI MF and occupation
5.75 Relationship between Investors comments on encouraging others for investing in SBI MF and monthly family income
5.76 Relationship between Investors willingness in future investment and place of residence
5.77 Relationship between Investors willingness in future investment in SBI MF and age
5.78Relationshrp between lnvestors willingness in Future Investment and Sex
5.79 Relationship between investors Willingness in Future Investment and Marital Status
5.80 Relationship between Investors willingness in Future Investment and Education
5.81Relationship between Investors willingness in future investment and occupation
5.82 Relationship between Investors Willingness in Future Investment and Monthly Farnily Income
VI. SUMMARY OF FINDINGS AND RECOMMENDATIONS
CONCLUSIONS AND FINDINGS
Strength of SBI Mutual Funds
Weaknesses of SBI Mutual Fund
Opportunities of SBI Mutual Funds
Threats of SBI MFs
GENERAL FINDINGS
Findings on the basis of Analysis of Data
RECOMMENDATIONS
APPENDIX I INTERVIEW SCHEDULE
APPENDIX II BIBLIOGRAPHY