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Full Screen- TITLE
- DEDICATION
- CERTIFICATE
- DECLARATION
- ACKNOWLEDGEMENT
- CONTENTS
- LIST OF TABLES
- LIST OF FIGURES
- LIST OF PLATES
- I. DESIGN OF THE STUDY
- INTRODUCllON
- STATEMENT OF THE PROBLEM
- REVIEW OF LITERATURE
- SIGNIFICANCE OF THE STUDY
- IMPORTANCE OF THE STUDY
- SCOPE AND COVERAGE OF THE STUDY
- OBJECTNES OF THE STUDY
- METHODOLOGY
- COLLECTION OF DATA
- DATA ANALYSIS
- LIMITATIONS OF THE STUDY
- PRESENTATION OF THE STUDY
- REFERENCES
- II. TRADITIONAL HOUSING CONCEPTS OF KERALA - AN OVERVIEW.
- KERALAS ANCIENT HOUSING CONCEPTS
- INFLUENCE OF CASTE ON SELECTION OF BUILDING SITES
- VASTU TRADITION IN KERALA
- I. Orientation of Chatussala as per Vastu
- II. Ten Directions in Vastu Vidya
- III. Model of Tilted Direction of the House as against the Orientation of Chatussala
- THE DIFFERENT METHODS TO TEST THE SUITABILITY OF A PARTlCULAR PIECE OF LAND
- THE SUITABILITY OF UNEVEN LAND
- REFERENCES
- III. RURAL HOUSING SCHEMES IN INDIA - A RESUME
- NATIONAL HOUSING POLICY (NHP)
- URBAN AND RURAL HOUSING SCENARIO IN INDIA
- 3.1 Details regarding the Population, Households and Housing Stock in India (in lakhs)
- 3.2 Households, Usable Housing Stock and Housing Shortages in 1991 and 2001 (Housing units in lakhs)
- DIMENSIONS OF THE PROBLEM
- 3.3 Proportion of Shelter less Households in Rural India (in percentages)
- 3.4 Households having provision of drinking water and toilet facilities (1991) (in Percentages)
- 3.5 Rural Households - Typology (1991)
- HOUSING: ROLE OF STATE AND SOCIETY
- RURAL HOUSING AND PLANS
- INDIRA AWAS YOJANA (IAY)
- 3.6 Expenditure and Houses Built Under Indira Awas Yojana (IAY)
- 3.7 Performance of Rural Housing for the Weaker Sections and Low Income Groups
- 3.8 Rural Housing Requirements 1991-2021 (units in lakhs)
- PRADAN MANTRI GRAMODAYA YOJANA (2000-2001)
- RURAL HOUSING AND UNION BUDGET 2000-2001
- RURAL HOUSING SCENARIO IN KERALA
- 3.9 Housing Shortage and Details regardingTypes of Houses in Kerala and India (in Percentages)
- 3.10 Distribution of Rural Population in Kerala and India
- IV. HOUSING FINANCE SCHEMES IN INDIA - AN ANALYSIS
- HOUSING SHORTAGE IN INDIA
- 4.1 Estimation of Housing Shortage in India
- 4.2 Housing Shortage in India 1991- 2001
- I. Housing Shortages in India (1991-2001)
- HOUSING AND THE FIVE YEAR PLANS
- HOUSING FINANCE
- 4.3 Total Financial Outlay and Outlay for Housing in Five Year Plans
- 4.4 Housing Requirements during Ninth Plan (Rs. in crore)
- 1. NATIONAL HOUSING BANK OF INDIA (NHB)
- 2. HOUSING AND URBAN DEVELOPMENT CORPORATION (HUDCO)
- 4.5 Resource Base of HUDCO (as on 31-03-2003)
- 4.6 Foreign Aided Projects Sanctioned
- 4.7 Annual Allocation of Resources by HUDCO
- 4.8 Details of the Extent of Financing of the Cost of Houses to loanees coming under the various categories of Income
- 4.9 Details regarding the Operations of HUDCO during the Eighth Plan period
- 4.10 HUDCO: Vision 2002
- II. Funds Sanctioned and Released by HUDCO (1970-92, 92-97 & 97-2002)
- 4.11 HUDCOs Landmark Performance at a glance during 1999-2000.
- 4.12 HUDCOs Operational Performance as on 30 June 2003
- 4.13 Details regarding the Scheme-wise assistance given by HUDCO up to 30th June, 2003.
- 3. HOUSING DEVELOPMENT FINANCE CORPORATION (HDFC)
- 4.14 Details regarding the Urban Infrastructure Operations of HUDCO up to 301h June, 2003.
- 4.15 Details regardinq the Resources of HDFC from 1996-1998
- 4.16 The financial results of HDFC for the year ended, 31st March 1999 and 31st March 2000
- 4.17 Details regarding the Pattern of Shareholding of HDFC.
- 4.18 The current rate of interest applicable in respect of total loan sanctioned by HDFC
- 4.19 The Current Applicable Rate of Interest in Respect of ARHL
- 4.20 Details regarding Current Interest Rate of HDFC
- 4.21 Details regarding the Rate of Interest applicable to Home Loans by HDFC
- 4. DEWAN HOUSING FINANCE LIMITED (DHFL)
- HOUSING LOAN SCHEMES OF DHFL
- 4.22 Details regarding the interest rates applicable on home loans of DHFL during 2003
- 4.23 Details regarding the pattern of Share Holding of DHFL
- 4.24 Details regarding the Current interest rates of Commercial Banks and other Housing Finance Corporations during 2001
- 4.25 Comparative procedures for obtaining a housing loan from different Housing Finance Companies and Banks
- 4.26 The housing loans sanctioned by HUDCO to primary societies belonging to different income categories up to 1-2-1998
- V. HOUSING INDUSTRY IN ERNAKULAM DISTRICT - AN ANALYSIS
- 5.1 Age -wise Classification of the Heads of the Households (Ernakulam District)
- 5.2 Sex Wise classification of the Head of the Households
- 5.3 Details regarding the Marital Status of the Respondents
- 5.4 Details regarding the Educational Qualification of the Respondents
- 5.5 Classification of the households on the basis of Occupation
- 5.6 Details regarding the Number of Children of Households
- 5.7 Details regarding Number of Earning Members
- 5.8 Details regarding Number of Non-Earning Members of Households
- 5.9 Religion-wise Classification of the Heads of the Households
- 5.10 Classification of the Households on the basis of the Castes
- 5.11 Range-wise details regarding the Nature of Ownership of Land
- 5.12 Range-wise details regarding the Area of Plot
- 5.13 Details regarding the Nature of Ownership of Houses
- 5.14 Classification on the basis of Plinth area of the Houses
- 5.15 Range-Wise details regarding the Age of Houses
- 5.16 Details regarding the Number of Bed Rooms of the Houses
- 5.17 Details regarding the Number of Bath Attached Rooms of the Households_
- 5.18 Details regarding Types of Roof of the households
- 5.19 Details regarding the Types of Floor of the households
- 5.20 Details regarding Household facilities
- 5.21 Details on the basis of Planning About the Fund for Construction
- 5.22 Classification on the Basis of Idea Generated for the Construction of Houses by respondents
- 5.23 Details of the Households regarding the selection of Design
- 5.24 Details regarding the Initiators in the Construction of Houses
- 5.25 Details regarding The Construction of Houses According to the Financial Capacity of the Households
- 5.26 Details of the Households who made Discussions / no Discussions with Wife
- 5.27 Classification of the Households on the basis of the discussion made about the Construction Budget with the Family
- 5.28 Classification of households on the basis of the frequency of change in the Plan of Houses
- 5.29 Details regarding the Changes made by households according to the Advises of their Friends and Relatives
- 5.30 Details regarding changes made in the plan by the. households
- 5.31 Details of -households who seek assistance for supervision for construction
- 5.32 Details regarding the Payment of Remuneration for Supervision
- 5.33 Details regarding the Stages in which the households utilize Services of the experts
- 5.34 Details of households who faced problems from the Engineer
- 5.35 Classification of houses on the basis of the Design
- 5.36 Classification of houses on the basis of the nature of construction where the Thachusastra was followed.
- 5.37 Details regarding the methods of managing various stages of construction
- 5.38 Classification on the basis of the need for Timber managed by the households
- 5.39 Details of households who use various materials for minimizing the use of wood
- 5.40 Details regarding use of substitute goods in place of wood
- 5.41 Details regarding the purpose for which the Minimization of Wood is made
- 5.42 Details of households on the basis of the methods of mobilization of the funds required for construction
- 5.43 Range-wise details regarding the Amount of Loans availed by the households
- 5.44 Classification of households on the basis of the problems faced by them in availing the Housing Loan
- 5.45 Classification of households on the basis of the level of satisfaction as to the present facilities of the houses.
- 5.46 Details about the provision made by the households for the extension of house in future
- 5.47 Age-wise and Zone-wise classification of the Heads of the households
- 5.48 Zone-wise Sex -wise classification of the Heads of the households
- 5.49 Zone-wise details regarding the Marital Status of the Respondents
- 5.50 Zone-wise details regarding the Educational Qualifications of the Respondents
- 5.51 Zone-wise Classification of households on the basis of Occupation
- 5.52 Zone-wise details regarding number of children of Households
- 5.53 Zone-wise details regarding the number of Earning Members
- 5.54 Zone-wise details regarding number of Non-earning members of households
- 5.55 Zone-wise details regarding Religion of the households
- 5.56 Zone-wise classification of the households on the basis of Castes
- 5.57 Zone-wise Range-wise details regarding the nature of ownership f land
- 5.58 Zone-wise Range-wise details regarding the area of plot (in cents)
- 5.59 Zone-wise details regarding the Nature of Ownership of houses
- 5.60 Zone-wise classification on the basis of plinth area of the houses
- 5.61 Zone-wise details regarding the Age of the houses (in years)
- 5.62 Zone-wise details regarding the number of bedrooms of the houses
- 5.63 Zone-wise details regarding the Number of Bath Attached Rooms of the households
- 5.64 Zone-wise details regarding the Types of roof of the households
- 5.65 Zone-wise details regarding the Types of Floor of the households
- 5.66 Zone-wise details regarding the Household Facilities
- 5.67 Zone-wise details regarding the planning about the Fund for Construction of houses
- 5.68 Zone-wise classification of households on the basis of Idea Generation about their Own Funds
- 5.69 Zone-wise details of households regarding the Selection of Design.
- 5.70 Zone-wise details of Initiators in the Construction of Houses
- 5.71 Zone-wise details on regarding the construction of houses according to the financial capacity of the households
- 5.72 Zone-wise details regarding households who made discussions / no discussions with wife regarding the construction of hours
- 5.73 Zone-wise details of households regarding the discussion made about the construction budget with their families
- 5.74 Zone-wise details regarding the households on the basis of the Number of changes made in the plan of Houses Zone-wise details in respect of the changes made by
- 5.75 households according to the advises of their friends and relatives
- 5.76 Zone-wise details of the changes made in the plan by the households after getting acceptance from the local body
- 5.77 Zone-wise details of households who seek assistance for supervision for construction
- 5.78 Zone-wise details on the Payment of Remuneration for Supervision
- 5.79 Zone-wise details of households on the Stages of construction of the houses for which various services of Engineers are utilized
- 5.80 Zone-wise details of households who face problems in the services of the Engineer
- 5.81 Zone-wise classification of houses on the basis of designs
- 5.82 Zone-wise classification of households on the basis of the nature of construction where the Thachusastra was followed
- 5.83 Zone-wise details regarding the methods of management of various stages of construction of houses
- 5.84 Zone-wise classification on the basis of the need for Timber requirements managed by the households
- 5.85 Zone-wise details of households who used various materials for minimizing the use of wood
- 5.86 Zone-wise details regarding the use of substitute goods in place of wood by the households
- 5.87 Zone-wise details regarding the reasons for the minimization of wood for construction
- 5.88 Zone-wise details regarding households on the basis of the funds mobilized for the construction of houses.
- 5.89 Zone-wise details regarding the amount of loan received by the households
- 5.90 Zone-wise classification of households on the basis of the Problems faced in Availing Housing Loans
- 5.91 Zone-wise details about the extent of satisfaction with regard to the present facilities
- 5.92 Zone-wise details about the provision for the extension of house in future by the respondents
- VI. PROBLEMS AND PROSPECTS OF HOUSING IN ERNAKULAM DISTRICT
- 6.1 Details regarding the Problems faced by owners of houses on the basis of their severity
- Ill. Problems of households in Ernakulam district
- Shortage of Water
- High Electricity Charges
- High building tax
- Lack of facilities like air passage transportation, etc
- Environmental problems (water pollution, air pollution, etc.)
- Problems for the removal of garbage and other kitchen wastes
- Other Problems
- VII. FINDINGS, CONCLUSIONS, SUGGESTIONS AND RECOMMENDATIONS
- A. FINDINGS AND CONCLUSIONS
- B. SUGGESTIONS AND RECOMMENDATIONS
- APPENDICES
- BIBLIOGRAPHY